Pay Small Small: How Rent Installments Work

One of the biggest barriers to finding good housing in Nigeria is the requirement to pay one or two years rent upfront. That is why we created Pay Small Small - our innovative rent installment program.

How It Works
Instead of paying your entire annual rent at once, Pay Small Small lets you spread payments over 3 to 12 months. Here is a simple example: If your annual rent is N1,200,000, instead of paying it all upfront, you could pay N108,000 monthly over 12 months (including a small 5% service fee).

Who Is Eligible?
To qualify for Pay Small Small, you need to meet these requirements:
- Be a verified HouseMatch user with ID verification
- Have a stable source of income (employed, self-employed, or business owner)
- Minimum monthly income of N100,000
- Good standing on the platform (no reports or payment defaults)

The Application Process
1. Find a listing marked as Pay Small Small eligible
2. Click Apply for Pay Small Small on the listing page
3. Complete the eligibility check
4. If approved, choose your preferred payment duration
5. Sign the digital agreement
6. Make your first monthly payment and move in!

What Happens If You Miss a Payment?
We understand that life happens. If you anticipate difficulty making a payment, contact us before the due date. We offer a 5-day grace period and can work with you to adjust your schedule. However, consistent defaults will affect your eligibility for future plans.

Pay Small Small is currently available for select listings in Lagos, Abuja, and Port Harcourt, with plans to expand to more cities soon.